بررسی رابطه عملکرد بیمه با رشد اقتصادی ایران: با استفاده از رویکرد پویایی شناسی سیستم

اقتصاد پولی مالی

مقاله 3، دوره 26، شماره 17، شهریور 1398، صفحه 45-76   

نوع مقاله: پژوهشی

شناسه دیجیتال (DOI): 10.22067/pm.v26i18.78563

نویسندگان

میترا سیدزاده؛ محمد حسین مهدوی عادلی؛ مهدی بهنامه^* ؛ تقی ابراهیمی سالاری

فردوسی مشهد

چکیده

عملکرد صنعت بیمه به عنوان یکی از نهادهای مالی از طرق مختلفی از جمله ایجاد ثبات مالی و اطمینان، تسهیل پس‌انداز، مدیریت ریسک و سرمایه‌گذاری ذخایر، بر بخش واقعی اقتصاد مؤثر است. از آنجا که دستیابی به رشد بالای اقتصادی همواره مد نظر سیاست گذاران بوده است. در این تحقیق رابطه علی بین عملکرد صنعت بیمه و رشد اقتصادی مورد بررسی قرار گرفته است. در این راستا با توجه به مدل رشد درونزا رومر، رفتار تولید کالا و رشد اقتصادی ایران با استفاده از روش پویایی‌شناسی سیستم با مبدا سال 1390 برای یک دوره 40 ساله شبیه‌سازی شده است. نتایج نشان می‌دهند که توسعه عملکرد صنعت بیمه از طریق جبران خسارات و سرمایه‌گذاری ذخایر ریاضی، سرمایه‌های کشور را افزایش داده و منجر به افزایش رشد اقتصادی می‌گردد. همچنین با فرض ثبات درصد مخارج بیمه‌ای، افزایش رشد اقتصادی می‌تواند زمینه ساز بهبود عملکرد صنعت بیمه در کشور ایران گردد.

کلیدواژه‌ها

رشد اقتصادی؛ پویایی شناسی سیستم؛ عملکرد بیمه

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