Evaluation of the Effectiveness and Efficiency of the Agricultural Insurance Fund in the Development of Rural areas of Shiraz County

Journal of Research and Rural Planning

دوره 13، شماره 2 - شماره پیاپی 45، آبان 2024، صفحه 79-94   

نوع مقاله: Original Article

شناسه دیجیتال (DOI): 10.22067/jrrp.v13i2.2402-1099

نویسنده

Ali Shamsoddini^*

Islamic Azad University, Shiraz Branch, Iran

چکیده

Purpose- The agricultural insurance fund plays a crucial role in rural areas and agricultural sector. Evaluating the performance of this fund can better identify its effectiveness and challenges. This study aims to evaluate the effectiveness and efficiency of the agricultural insurance fund in the development of rural areas in Shiraz County.
Design/methodology/approach- This descriptive-analytical research is based on data collection through a survey. The data collection tool was a researcher-made questionnaire. The validity of the questionnaire was confirmed by experts, and its reliability was verified with a Cronbach’s alpha coefficient greater than 0.70. The statistical population consisted of rural residents totaling 55323 individuals. Based on Cochran’s formula, the sample size was determined to be 382 individuals.
Findings- The test results, at a significance level less than 0.05, indicated that the Agricultural Insurance Fund had poor efficiency in rural development from the perspective of rural residents. The average test result of 2.404 also confirms this finding. Despite its poor performance, the fund’s highest effectiveness and efficiency were related to promoting social justice with an average score of 2.609. Furthermore, analysis of variance showed no significant difference between rural areas regarding the performance status of the Agricultural Insurance fund at a level greater than 0.05 but equal to 0.774. It is also predicted that the Agricultural Insurance Fund may have an impact on the situation of rural areas. According to the regression results, support for the expansion of greenhouse cultivation with a beta value of 0.349 has been the most important factor in the effectiveness of the fund.
Research limitations/implications- challenges related to data collection access and significant costs complicated this research endeavor. To mitigate these negative impacts, villages with larger populations were prioritized for inclusion.
Practical implications- Sustainable rural development in agriculture hinges on various forms of managerial support from entities like the Agricultural Insurance Fund. Dynamism in this area can expedite development.
Originality/value- Despite being relatively overlooked, evaluating the performance of Agricultural Insurance Funds can highlight positive aspects for managers and specialists due to their importance. The villages within the research scope also provide value and authenticity to this study.

کلیدواژه‌ها

Evaluation؛ Agricultural Insurance Fund؛ Sustainable Rural Development؛ Shiraz County

مراجع

1. Alam, A. F., Begum, H., Masud, M. M., Al-Amin, A. Q., & Leal Filho, W. (2020). Agriculture insurance for disaster risk reduction: A case study of Malaysia. International Journal of Disaster Risk Reduction, 47(2), 45-63. https://org/10.1016/j.ijdrr.2020.101626
2. Azizpour, F., Mahmoudian, F. & Azizi, S. (2020). Analyzing the Views of the Nomadic on the Quality of Social Insurance Fund of Villagers and Tribes Services (Case Study: Chaghakhor Village of Chaharmahal and Bakhtiari Province). Spatial Planning, 10(3), 47-65. [In Persian] https://doi:10.22108/sppl.2020.117003.1384
3. Bakst, D., Sewell, J., & Wright, B. (2016). Addressing Risk in Agriculture. Heritage Foundation Special Report 189. Washington, DC: Heritage Foundation. https://www.heritage.org/agriculture/report/addressing-risk-agriculture
4. Chaiyawat, T., Mekkriengkrai, S., & Phanwichit, S. (2023). Enhancing the Effectiveness of Insurance Risk Management in the Agricultural Sector in Thailand. AgBioForum, 25(1), 130-139.‏ https://agbioforum.org/menuscript/index.php/agb/article/view/220
5. Chhikara, K. S., & Kodan, A. S. (2012). National agricultural insurance scheme (NAIS) in India: an assessment. Management and Labour Studies, 37(2), 143-162.‏ https://doi.org/10.1177/0258042X1203700205
6. Clausen, L. T., & Rudolph, D. (2020). Renewable energy for sustainable rural development: Synergies and mismatches. Energy Policy, 138(2), 21-42. org/10.1016/j.enpol.2020.111289‏
7. de Janvry, A., & Sadoulet, E. (2020). Using agriculture for development: Supply-and demand-side approaches. World development, 133(2), 34-51. org/10.1016/j.worlddev.2020.105003
8. Ebrahimi, N., Gholamrezai, S., Rahimian, M., & Zarifian, Sh. (2016). Performance Evaluation of Rural and Nomads Social Insurance Fund: Case Study of Khorramabad Township. Third International Conference of Management, Economy and Accounting, Tabriz, [In Persian] https://civilica.com/doc/449950
9. Fadaei, M., Rahmani, B., & Tavakolinia, J. (2021). Environmental Analysis of Villages on the Skirt of Farsan City based on the Urban and Rural Relationship. Journal of Research and Rural Planning, 10(4), 59-76. [In Persian] doi: 10.22067/JRRP.V10I4.2105.1012
10. Fadhil, R., Yusuf, M. Y., Bahri, T. S., & Maulana, H. (2021). Agricultural insurance policy development system in Indonesia: a meta-analysis. Journal of Hunan University Natural Sciences, 48(2),121-132. http://jonuns.com/index.php/journal/article/view/508
11. Gao, P., Xie, Y., Song, C., Cheng, C., & Ye, S. (2023). Exploring detailed urban-rural development under intersecting population growth and food production scenarios: Trajectories for China’s most populous agricultural province to 2030. Journal of Geographical Sciences, 33(2), 222-244.‏ https://link.springer.com/article/10.1007/s11442-023-2080-3
12. Ghadermarzi, H., Fayeghi, N., & Riahi, V. (2020). Explaining the Effective Factors on the Effectiveness of the Performance of the Social Insurance Fund for Farmers, Villagers, and Nomads (Case Study: Sarvabad City). Journal of Geographical Engineering of Territory, 4(2), 295-308. [In Persian] doi: JGET-2012-1224
13. Golmohammadi, F., Farajzadeh, A., & Abedi Sarvestani, A. (2020). Analysis of the Strength, Weaknesses, Threats and Opportunities (SWOT) Facing the Social Insurance Fund of Farmers, Villagers and Nomads in Darmian County, South Khorasan Province, 6^th International Conference of Developing Agriculture, Natural Resources, Environment & Tourism of Iran. [In Persian] https://civilica.com/doc/1622896/
14. He, T. (2023). Power Mechanism and Practical Path of Agricultural Insurance to Help Rural Revitalization. Applied Mathematics and Nonlinear Sciences, 9(1), 1-17. DOI: 2478/amns.2023.2.01341
15. Hosseinnezhad, A. (2015). Factors Affecting the Acceptance of Wheat Crop Insurance, Case study: Weat farmers of Kermanshah Province. Journal of Agricultural Insurance Fund, 12 (46). 125-145. [In Persian] http://journal.sbkiran.ir/article-52-1-fa.html.
16. Irwin, E. G., Isserman, A. M., Kilkenny, M., & Partridge, M. D. (2010). A century of research on rural development and regional issues. American Journal of Agricultural Economics, 92(2), 522-553.‏ https://www.jstor.org/stable/40648001
17. Lee, H., Zhen-Jiang, Y. O. N. G., & Qiao-Ming, L. I. M. (2022). Insurance development and economic growth. Financial Statistical Journal, 5(1),1-17. https://systems.enpress-publisher.com/index.php/FSJ/article/view/1057/828
18. Long, H., Ma, L., Zhang, Y., & Qu, L. (2022). Multifunctional rural development in China: Pattern, process and mechanism. Habitat International, 121(3), 32-51. org/10.1016/j.habitatint.2022.102530
19. Maiyaki, A.A., & Ayuba, H. (2015). Consumer’s attitude toward Islamic insurance services (Takaful) patronage in Kano metropolis, Nigeria. International journal of marketing studies, 2(7), 27-34. https://DOI:5539/ijms.v7n2p27
20. Mikaniki, J., & sadeghi, H. (2012). Determining the optimal spatial pattern of rural service centers by AHP method with an approach to land suitability (case study: Dehdiz District, Izeh County). Journal of Research and Rural Planning, 1(2), 47-69. [In Persian] https://doi:10.22067/jrrp.v1i2.16417
21. Nchuchuwe, F. F., & Adejuwon, K. D. (2012). The challenges of agriculture and rural development in Africa: the case of Nigeria. International Journal of Academic Research in Progressive Education and Development, 1(3), 45-61.‏ https://www.academia_Development_in_Africa_The_Nigeria
22. Pratiwi, L. P. K., & Budiasa, M. (2022). Effectiveness of agricultural insurance program as a sustainable agricultural development effort. SEAS (Sustainable Environment Agricultural Science), 6(2), 134-143.‏ DOI:https://doi.org/10.22225/seas.6.2.5856.134-143
23. Ramesh, T.V. (2007). Rural Initiatives, Micro-Insurance, School of statistics, Central University of Finance and Economics, Xueyuan South Rd, Haidian District, Beijing, China. https://ir.knust.edu.gh/handle/123456789/9129
24. Rezvani, M.R., & Kochaki, M. (2017). An Analysis on Effects of Social Insurance of Farmers, Villagers, and Nomads on Social Security and Sense of Belonging in Rural Community (Case Study of Badreh County- Ilam Province. Human Geography Research Quarterly, 49 (2), 445-463. [In Persian] https://doi:10.22059/jhgr.2017.58817
25. Salami, H., & Ravasi Zadeh, S. (2016). Comparing Risk of Wheat Production in Kerman and Other Provinces of Iran: A Stochastic Dominance Criteria Analysis. The Quarterly Journal of Insurance and Agriculture, 12 (46), 7-20. [In Persian] http://journal.sbkiran.ir/article-fa.html
26. Shamsoddini, A., & Amiri Fahlyani M.R. (2014). An Analysis of the Factors Related to the Development of Tourism in Rural Areas Using SWAT Model (A Case Study: Mamasani). Geographical Journal of Tourism Space, 3(12), 107-126. [In Persian] https://www.sid.ir/paper/214242/fa
27. Timu, A. G., & Kramer, B. (2023). Gender-inclusive,-responsive, and-transformative agricultural insurance: A literature review. Global Food Security, 36(1),1-22. https://doi.org/10.1016/j.gfs.2023.100672
28. Tran, Q. T., & Huynh, N. (2023). Can insurance ensure economic growth in an emerging economy? Fresh evidence from a non-linear ARDL approach. Journal of Financial Economic Policy, 15(6), 596-612.‏ org/10.1108/JFEP-05-2023-0125
29. Varmazyari, H., & Moradi, M. (2017). Analysis of Obstacles Related to the Development of Social Security of Farmers, Villagers, and Nomads in Kermanshah County. Social Welfare Quarterly, 17(66), 291-320. [In Persian] http://refahj.uswr.ac.ir/article-3030-1-fa.html.
30. Yui Leung, C.K. (2001). Productivity growth, increasing income inequality and social insurance: the case of China?. Journal of Economic Behavior & Organization, 46(4), 395-408. https://ideas.repec.org/a/eee/jeborg/v46y2001i4p395-408.html
31. Zeng, S., Qi, B., & Wang, M. (2022). Agricultural Insurance and Agricultural Economic Growth: The Case of Zhejiang Province in China. International Journal of Environmental Research and Public Health, 19(20),1-21. https://doi.org/10.3390/ijerph192013062
32. Zhou, C., Liu, J., Wan, S., Zheng, H., & Chen, S. (2023). Agricultural insurance and rural revitalization—an empirical analysis based on China’s provincial panel data. Frontiers in Public Health, 11(2),1-18. https://doi:3389/fpubh.2023.1291476